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Screenshots of Flex Loans
  • FlexLoans: Instant Loan, Quick Online Loan
  • FlexLoans: Instant Loan, Quick Online Loan
  • FlexLoans: Instant Loan, Quick Online Loan
Description of FlexLoans: Instant Loan, Quick Online Loan

Avail any amount from Rs. 3,000/- to Rs. 1,00,000/- depending on your credit profile. Get credit with APR ranging from 14% - 28% per annum for a tenure of 62 days to 24 months.

Important Notes
Loan Amount = 3,000 INR to 1,00,000 INR
Minimum Repayment period = 62 days
Maximum Repayment period = 24 months
Maximum Annual Percentage Rate (APR) = 28%

Representative Example:
Borrow ₹10,000 at an APR of 20% (per annum) with tenure of 121 days (4 Months)
Interest= ₹10,000 * 20%/365 * 121 = ₹663.00
Processing Fees: ₹10,000 * 3% = ₹300 + 18%GST = ₹354.00
Total cost of loan= ₹963.00

Total amount disbursed will be ₹8,983 (₹10,000 - ₹1,017)
Total amount to repay will be ₹10,663 (₹10,000 + ₹663)
Four monthly repayments of ₹2665.75

Introduction:
FlexLoans provide quick business loans without collateral to small and medium businesses in India for their working capital requirements. FlexLoans is India’s best lending mobile based personal loans platform. We provide unsecured instant business loans. More than 100000+ loans disbursed successfully.

FlexLoans: Instant Loan, Quick Online Loan is approved by RBI. We aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc. Get safe, fair, convenient and affordable online loans on Instant Loan – Indian’s best instant cash loan app.

Our products help you with multiple types of instant loans:
❖ Working capital loans
❖ Vendor financing
❖ Merchant cash advance
❖ Line of credit

Loan Types
1. Online Purchase Loan - FlexLoans is a one-stop destination to get your desired products like smartphones, laptops, cameras, and any latest electronics on EMI and repay within 62 days to 24 months tenure. This loan can be used to make purchases at Flipkart, Makemytrip, etc.The APR is between 14% and 28%.

2. Personal Loan - FlexLoans also offers Personal loans for salaried & self - employed professionals for their various needs. The amount ranges from Rs. 3,000 to Rs.1,00,000/- with a tenure ranging from 62 days to 24 months, depending on the person’s eligibility. The APR is between 14% to 28%.

3. Revolving line of credit - FlexLoans also offers credit limit for 2 years (24 months). This is a revolving credit facility, where the customer can avail the limit seamlessly for next 2 years, till the customer is paying on-time. To incentivize better credit behaviour, the customer is offered waivers and reduction in instalment amount for timely payments. The customer can avail up to a credit limit of Rs.30,000. The APR is between 14% to 28%.

Why choose FlexLoans: Instant Loan, Quick Online Loan?
✓ No security or collateral required
✓ Loans serviced in 100 cities
✓ Fast process – get business loans within 48 hours
✓ Hassle free & paperless process
✓ Instant Loan Approval / Fast Loan Approval

Eligibility
1. Indian Resident
2. 21-45 years old
3. Source of a monthly income

How to Apply
● Download FlexLoans: Instant Loan, Quick Online Loan app from Google Play Store
● Fill out basic information & get an approved loan offer in minutes
● Choose a flexible loan amount & EMI repayment plan that suits you
● Apply remotely & upload all your documents online
● Get the loan amount in your bank account in a few hours

SMS
Required to read your financial SMSs sent by banks and billers. Your transactional data is used to create your financial and risk profile so as to provide the best instant personal loan offer

Location
Required to verify your current address for the loan application

Camera & Media Access
Required to enable uploading of documents like Aadhaar/PAN for your loan application

Read Device Info
Required to link your phone’s unique ID (IMEI) to your loan application for security reasons

To read our Policy for dues, visit: http://ominfosoft.tech/privacy-policy.html

Version history FlexLoans: Instant Loan, Quick Online Loan
New in Flex Loans 3.0
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